The Govt. of India extends Social Security benefits to workers through

Government Organizations like EPF and ESI

The Govt. of India provides Social Security to the workforce in the country in order to secure them financially after the retirement, or in adverse situations such as unemployment, sickness, injury, health emergencies, loss of breadwinner and when women are on maternity leave.

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Medical Benefits

ESI Benefits

  • The worker registered with ESI can avail free treatment for self and the dependants in the assigned ESI hospital or in the hospitals referred by ESI
  • ESI medical coverage includes OP treatment, hospitalization, medicines, specialist consultations, test and immunizations etc.
  • Maternity benefits are provided to women for 26 weeks and an extension on certain norms in case of complications during delivery.
  • ESI pays certain percentage of wages during the period of disablement and the duration would be decided by the medical board in the event of permanent disablement.
Retirement & Insurance Benefits

EPF Benefits

  • The members of EPF will get a lump-sum on retirement
  • The members will also get a monthly pension.
  • EPF pays Rs.7 lacs to the nominee in the event of member’s death.
  • The spouse of the deceased person will get a pension of Rs.1000/- every month and this benefit is also extended to the orphaned children.
  • The members can avail an advance of up to 75% from the available balance of their EPF account in case of unemployment.
In a Nutshell

Social Security Benefits

  • Free Healthcare Benefits

    Hospitalization, Specialist consultations. Lab-tests, and more absolutely free

  • Sick Leave Benefit

    Compensation at 70% of average wages for the sick leave period

  • Disablement Benefit

    Compensation of wages for the temporary or Permanent disablement

  • Unemployment Benefits

    Provision to withdraw up to 75% from EPF A/c during unemployment and ESI pays 50% of wages during layoffs.

  • Death Compensation

    EPF pays a compensation of Rs.7 lacs to the nominee of the member besides monthly pension to the spouse or orphaned children of the deceased member.

  • Lump-sum and Pension

    EPF pays a lump-sum to the member on retirement and a monthly pension as well

Providing Social Security to the workforce and taking care of their welfare is the best way to enhance Productivity

Fundamental Rights of Every Worker

Social Security